Yes. Moni uses top-level security to protect your money and personal information. Every transaction is encrypted and transparent.

How fast are transfers with Moni?

Transfers are typically completed within seconds to minutes, depending on the destination and amount.

Are there any hidden fees?

No hidden fees. We believe in complete transparency - you'll always know exactly what you're paying upfront.

Do I need a bank account to use Moni?

No, you don't need a traditional bank account. Moni works with various payment methods and digital wallets.

Can I use Moni to pay stores or services?

Yes! You can use Moni to make payments at Moni-enabled stores and services using QR codes or the app.

Privacy Policy

Introduction

At Moni, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

Information We Collect

Personal Information

Name and contact information
Financial information and transaction history
Device and usage information
Location data (when required for compliance)

Technical Information

IP address and device identifiers
Browser type and version
Operating system
Usage patterns and preferences

How We Use Your Information

We use the collected information to:

Provide and maintain our services
Process transactions and payments
Comply with legal and regulatory requirements
Improve our services and user experience
Communicate with you about our services

We do not sell, trade, or otherwise transfer your personal information to third parties, except:

With your explicit consent
To comply with legal obligations
To protect our rights and safety
With service providers who assist in our operations

Third-Party Services

Moni may integrate with third-party services and partners to provide certain features of our services. These third parties may collect and process your personal information in accordance with their own privacy policies.

Data Security

We implement appropriate security measures to protect your personal information, including:

Encryption of sensitive data
Regular security assessments
Access controls and authentication
Secure data transmission protocols

Your Rights

You have the right to:

Access your personal information
Correct inaccurate information
Request deletion of your data
Opt-out of marketing communications
Lodge a complaint with supervisory authorities

Data Retention

We retain your personal information only as long as necessary to:

Provide our services
Comply with legal obligations
Resolve disputes
Enforce our agreements

International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data during such transfers.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

Posting the new policy on our website
Sending you an email notification
Updating the “Last updated” date

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Email: legal@moni.lat Address: 3120 Southwest Fwy Ste 101 PMB 30504, Houston, TX 77098, US

Compliance

This Privacy Policy complies with applicable data protection laws and regulations, including:

General Data Protection Regulation (GDPR)
California Consumer Privacy Act (CCPA)
Other relevant privacy and data protection laws